2 models fit Sunrise Realty Trust Inc. Common Stock and they agree: 2 of 2 land within 15% of the average. The price is below every model.
Two or more of our models back this value.
Large discount(i)
Valued as a REIT (property company): Price to FFO, Dividend discount, and EV/EBITDA comparison.
ACCE opinionSunrise Realty Trust Inc. Common Stock (SUNS)
Fair value (2 models)
$8.46
ACCE price target
$6.40
Rating
Undervalued
Horizon
12 months
Fair value published on 7 Oct 2026, 00:00 CEST; previously $8.59 since 5 Oct 2026, 00:00 CEST.
ACCE price target published on 15 Oct 2026, 00:00 CEST.
Rating published on 21 Oct 2026, 13:04 CEST.
Price used: $6.35 at the close on 23 Oct 2026, 22:00 CEST.
Models: Dividend discount, EV/EBITDA comparison, and Price to FFO.
Fair value: the average of the applicable valuation models (discounted cash flow, multiples, residual income, dividend discount, shareholder yield), each run on the latest financial statements and the market price shown. Opinion columns (fair value, target, rating) are shown apart from the data. Full methodology: acceinvestments.com/data/how-we-value-stocks
Conflicts of interest: The author holds no personal position in this security. General statement
Produced by ACCE Investments (acceinvestments.com)
Data
Price vs fair value
25.0% below
+33.3% to fair value
ACCE score
46
out of 100
Analysts
75% buy
4 covering
P/E
6.5x
forward 5.9x
1-year return
-35.7%
Dividend yield
19.17%
Sunrise Realty Trust Inc. Common Stock in four questions
Plain answers, details below
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Overview
ACCE thesis
Sunrise Realty Trust is a small mortgage REIT that originates and holds commercial real estate loans, earning its return from the spread between what those loans yield and what it pays to fund them. At an 87M USD market cap and a trailing P/E of 6.7, the stock trades at a deep discount to earnings, but revenue growth of 1.2% and a 7.1% ROE show a business that is not compounding its book. The market is pricing a thin, shrinking-or-flat spread business with limited scale, and the discount is the case for looking closer rather than evidence of value by itself. The 45/100 score and zero index membership reflect that this is an illiquid name that the broader market largely ignores. A deeper look should focus on loan book quality, credit losses in the commercial real estate portfolio, and whether the dividend is covered by distributable earnings.
⚠ Investor warnings · 3 flagsAI-assisted·How I use AI
high
Score collapsed in 90 days
ACCE score fell from 66 to 45 over 90 days, with growth at 17 and momentum at 17. Earnings are down 9.3% YoY and QoQ revenue fell 16.6%.
high
Negative free cash flow
Free cash flow is $-3,430,578 against a market cap of $86M, while debt-to-equity sits at 0.67. Reported margins look strong, but cash generation is negative.
moderate
Revenue growth stalled
Revenue grew just 1.2% YoY after a 14.8% five-year CAGR. The slowdown is the main reason the growth score is weak.
AI research notes
AI-assisted·How I use AIWritten Oct 21, 2026 · figures from 2026-10-21 · prices to Oct 23, 2026
Why it could do well
Analysts rate the stock Buy or Strong Buy, with three of four covering it at that level.
Consensus model fair value sits 25.0% below the current price, pointing to upside if the models hold.
Revenue grew 14.8% a year on average over five years, though growth has slowed sharply in the latest period.
Why it could disappoint
The company has been burning cash, with free cash flow of negative $3M over the last twelve months.
Shares outstanding rose 86.9% last fiscal year, heavily diluting existing shareholders' stake in the company.
Each chip shows the exact figure and where it comes from. A claim without a source is not published.
Next results
Nov 12, 2026
We update the fair value about 2 days after the results, once the new figures are filed.Add to calendarGoogle
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Valuation
INVESTOR
Where SUNS's valuation models land
Price
$6.35
Model fair value
$8.46
Model range
$7.77 to $9.86
Fair value $8.46
Price $6.35
The price is below the whole model range.
Model
Fair value
Upside
Dividend discount
EV/EBITDA comparison
Price to FFO
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Quality
INVESTOR
Quality and conviction INVESTOR FEATURE
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