Investment Disclaimer

ACCE Investments provides general investment research information, including AI-constructed thematic indices, stock scoring and analysis, weekly investment pick publications, financial model summaries, portfolio tracking tools, and market commentary. All content is addressed to the general public and is not tailored to the specific investment objectives, financial situation, knowledge, experience, or needs of any individual user. Under EU financial regulation (MiFID II, Directive 2014/65/EU), general recommendations addressed to the public do not constitute investment advice.

No content on ACCE Investments, including index compositions, weekly picks, stock scores, fair value estimates, AI-generated analysis, blog posts, alerts, or any other material, should be construed as: a personal recommendation to buy, sell, or hold any security or financial instrument; investment advice, financial advice, tax advice, or legal advice; an offer or solicitation to buy or sell securities; a guarantee or promise of future investment performance; or a recommendation that any particular investment strategy is suitable for any particular person.

Before making any investment decision, you should consult with a qualified, licensed financial adviser who can assess your individual circumstances, risk tolerance, and investment objectives.

All investing involves risk, including the possible loss of your entire investment. Past performance is not indicative of future results. The value of investments and the income derived from them can go down as well as up.

Specific risks relevant to the types of investments discussed on this platform include: market risk, where the value of securities fluctuates with market conditions; concentration risk, where thematic indices may be concentrated in specific sectors or geographies; liquidity risk, where some securities may be difficult to buy or sell at desired prices; currency risk, where investments denominated in foreign currencies are subject to exchange rate fluctuations; small-cap risk, where smaller companies may be more volatile and less liquid; technology and AI risk, where AI-generated analysis may contain errors, hallucinations, or outdated information; and data risk, where market data sourced from third parties may be delayed, inaccurate, or incomplete.

ACCE indices are proprietary, model portfolios computed for informational purposes. They are not investable funds, ETFs, or regulated financial products. Index NAV values are computed daily based on end-of-day prices and do not account for transaction costs, taxes, slippage, or other real-world trading frictions that would affect actual investment returns.

Performance comparisons to benchmarks (such as the S&P 500) are provided for context only and do not imply that ACCE indices are equivalent to or a substitute for benchmark investments. Past index performance does not guarantee that the index will continue to perform similarly in the future.

Weekly picks are general investment ideas generated by AI systems and are not personal recommendations. Hit rates and average returns displayed on the platform are historical statistics based on tracked outcomes and do not predict future pick performance. Entry prices, target prices, and stop-loss levels are indicative and may not reflect actual prices achievable in the market at the time you trade.

Substantial portions of the content on this platform, including stock analysis, investment theses, financial model summaries, alerts, weekly picks, and blog posts, are generated or assisted by artificial intelligence systems (specifically, Anthropic's Claude API).

AI-generated content may contain factual errors, outdated information, or analytical inaccuracies. AI systems may produce outputs that appear confident but are incorrect. AI-generated financial models and fair value estimates are simplified and should not be treated as professional-grade valuations. AI systems do not have access to material non-public information and cannot predict future events.

You should independently verify all information before making any investment decision. Do not rely solely on AI-generated content for financial decisions.

Market data, prices, fundamental data, and other financial information displayed on the platform is sourced from third-party providers, including Yahoo Finance. We do not guarantee the accuracy, completeness, timeliness, or reliability of third-party data. Data may be delayed, incomplete, or contain errors. Third-party data providers may change or discontinue their services at any time, which may affect the availability or accuracy of information on the platform.

Your use of the Service does not create a fiduciary, advisory, professional, or any other special relationship between you and ACCE Investments. We do not owe you a duty of care, a duty to act in your best interest, or any other fiduciary or professional duty in connection with your use of the Service.

The portfolio tracker is a personal record-keeping tool only. It does not constitute investment management, portfolio advisory, or account management services. Portfolio values, returns, and analytics are estimates based on the data you enter and available market data. They may not reflect your actual brokerage account values or tax position. ACCE is not responsible for any discrepancies between the portfolio tracker and your actual investment holdings.

ACCE scores (Growth, Value, Quality, Momentum, and Total Score) are proprietary quantitative metrics derived from publicly available financial data. They are computed using percentile ranking within the ACCE stock universe and are intended as one input among many that an investor might consider. A high score does not guarantee that a stock will perform well, and a low score does not guarantee poor performance. Scores are backward-looking and based on historical data.

The information on this platform is not directed at or intended for distribution to any person in any jurisdiction where such distribution would be contrary to local law or regulation. It is your responsibility to determine whether your access to and use of this platform complies with the laws of your jurisdiction.

In particular, this platform is not intended for residents of the United States and does not comply with US securities laws, including the Securities Act of 1933 and the Investment Advisers Act of 1940. US residents should not rely on any content on this platform for investment purposes.

The operator of ACCE Investments may hold positions in securities discussed on the platform, including securities that are constituents of ACCE indices or subjects of weekly picks. We do not undertake to disclose specific personal holdings in real time. Content on the platform should not be construed as a recommendation that is influenced by personal financial interests.

We do not guarantee uninterrupted access to the platform. The Service may be unavailable due to maintenance, technical issues, third-party service outages, or other factors beyond our control. We are not liable for any losses resulting from inability to access the platform or delayed receipt of alerts, picks, or other time-sensitive content.

You are solely responsible for your investment decisions. You should: conduct your own independent research and due diligence; consult with qualified professional advisers as appropriate; only invest money that you can afford to lose; diversify your investments and manage risk according to your personal circumstances; and not treat any content on this platform as a substitute for professional advice.

If you have questions about this disclaimer, contact us at legal@acceinvestments.com.

General inquiries: contact@acceinvestments.com