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XBP

XBP Global Holdings Inc. Common Stock (XBP) fair value

Technology · Software - Infrastructure · NASDAQ · United States
$2.94+0.34%
Market cap $42MNext earnings 2026-11-13Updated Oct 24, 2026
Add earnings to calendarGoogle
Our verdict
Trades 37% above our fair value
Price
$2.94
Model fair valueConfidence: low
about $2.15
Built from weaker models, sales multiples or analyst targets, so treat it as a rough guide.
Not used by alerts or posts.
Valued as a cyclical company: Discounted cash flow.
ACCE opinionXBP Global Holdings Inc. Common Stock (XBP)
Fair value (2 models)
Not available
ACCE price target
$1.94
Rating
Not rated
Horizon
12 months
ACCE price target published on 15 Oct 2026, 00:00 CEST.
Price used: $2.94 at the close on 23 Oct 2026, 22:00 CEST.
Models: Discounted cash flow.
Fair value: the average of the applicable valuation models (discounted cash flow, multiples, residual income, dividend discount, shareholder yield), each run on the latest financial statements and the market price shown. Opinion columns (fair value, target, rating) are shown apart from the data. Full methodology: acceinvestments.com/data/how-we-value-stocks
Full methodology
Conflicts of interest: The author holds no personal position in this security. General statement
Produced by ACCE Investments (acceinvestments.com)
Data
ACCE score
33
out of 100
Analysts
100% buy
1 covering
1-year return
-41.7%
Dividend yield
0.00%

XBP Global Holdings Inc. Common Stock in four questions

Plain answers, details below
Free accounts get 5 full stock pages a month, including the four answers.
OverviewAsk ACCEValuationQualityAnalystsSmart MoneyCompareNews and Record

Overview

ACCE thesis

XBP Global Holdings is a small software-infrastructure name with a $42M market cap, and the data here does not tell me what its products are, so I can't responsibly describe its portfolio from this file alone. The screen shows 4.7% revenue growth, a 22.2% gross margin and a slightly negative operating margin of -2.4%, which points to a thin-margin, low-growth business that has not yet reached operating breakeven. The 119.4% ROE sits on a very small equity base and should not be read as evidence of a durable moat; the score of 38/100 and absence from any index are consistent with a name that does not yet earn a deeper look without better disclosure. Unless the business model and cash runway can be confirmed from filings, I would treat this as a low-priority name rather than a candidate for further work.

AI-assisted·How I use AIWritten Oct 18, 2026
⚠ Investor warnings · 4 flagsAI-assisted·How I use AI
  • severe
    Negative free cash flow
    Free cash flow is -$150.6M against a $42M market cap, while debt-to-equity is 4.94. The company is burning far more cash than its equity value.
  • high
    Heavy leverage with thin operating margin
    Operating margin is -2.4% and debt-to-equity is 4.94. Net margin of +134.9% looks inflated by non-operating items, not operations.
  • high
    Stock trades well above ACCE target
    The price of $2.94 sits 51.5% above the ACCE price target of $1.94. Score is only 33/100, with value at 25 and momentum at 25.
  • moderate
    Revenue growth slowing
    Revenue grew 4.7% year on year, far below the 29.5% five-year CAGR. Earnings growth was flat at 0.0%.

AI research notes

AI-assisted·How I use AIWritten Oct 24, 2026 · figures from 2026-06-30 · prices to Oct 23, 2026
Why it could do well
  • The stock trades at a forward P/E of 1.4x, a very low multiple on expected earnings.
  • Revenue grew 29.5% a year on average over five years, showing the business has expanded substantially.
Why it could disappoint
  • Free cash flow over the last twelve months was negative at -$151M, so the business is consuming cash rather than producing it.
  • Debt to equity of 4.94 leaves the balance sheet heavily leveraged, and the diluted share count rose 289.7% last year.
  • Earnings per share missed expectations by 36.5%, with a loss of -1.42 against an expected -1.04.
Each chip shows the exact figure and where it comes from. A claim without a source is not published.

Next results

Nov 13, 2026
We update the fair value about 2 days after the results, once the new figures are filed.Add to calendarGoogle

Walk me through this stock

Plain-English pros, cons, and what to watch. Pro feature.

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Valuation

INVESTOR
Where XBP's valuation models land
Price
$2.94
Model fair valueConfidence: low
about $2.15
Model
Fair value
Upside
Discounted cash flow
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Quality

INVESTOR
Quality and conviction INVESTOR FEATURE

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  • +A plain reason under every score
  • +Conviction breakdown and growth / value / quality / momentum scores
  • +Score history: how each score moved over time

Analysts

Wall Street consensus

Bullish100% buy · 1 covering analyst
● Strong buy 1● Buy 0● Hold 0● Sell 0● Strong sell 0
Analyst intelligence INVESTOR FEATURE

The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.

  • +Price-target low / average / high vs the current price, with implied upside
  • +Forward revenue and EPS consensus by fiscal year
  • +ACCE fair-value models lined up against the Street

Smart Money

PRO

In one line

Trades are only made public after a delay. We show the delay so you know how old the news is.

Company insiders
No trades filed
Last 90 days
Congress
No trades filed
Last 180 days
Average delay
No trades filed
From trade to public filing
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Smart money tracking PRO FEATURE

Follow the informed money: 13F position changes, insider and Congress trades, and 13D activist filings.

  • +Quarter-over-quarter institutional position changes
  • +Every insider and Congress trade, with how late it was disclosed
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Compare

Where it sits vs peers

News and Record

Press releases mentioning this company

Recent performance

1 week
-0.7%
1 month
-10.1%
3 months
-7.5%
6 months
-0.3%
YTD
-56.8%
1 year
-41.7%

SEC filings

Recommendation history, last 12 months

DateTypeNewPreviousPrice
15 Oct 2026, 00:00 CESTACCE price target$1.94first publication$3.23
8 Oct 2026, 00:00 CESTFair value$3.40$1.99$3.18
22 Aug 2026, 00:00 CESTFair value$1.99first publication$2.80

This analysis is not personalised investment advice and does not take your situation, objectives or risk tolerance into account. ACCE Investments is not an authorised investment firm.

Investing in shares carries a risk of losing capital. The value of an investment can go down as well as up.

Valuation horizon: 12 months from the publication date.

Conflicts of interest. ACCE Investments is operated by Adrien Chantreuil, who may hold personal positions in the securities analysed. Positions are declared on each security. ACCE receives no payment from the companies analysed or from any intermediary for this analysis.

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Snapshot

Growth28Value25Quality53Momentum25Total33
Valuation
Trailing P/E
no data
Forward P/E
1.4x
PEG
no data
P/B
0.99x
EV / Revenue
2.9x
Book value/sh
$3.94
Enterprise value
$438M
Profitability
ROE
119.4%
FCF yield
no data
ROIC
174.5%
Health and risk
Debt / equity
4.94
Dividend yield
0.00%
Beta
-0.47

Price

-43.5% · 1Y

Ask anything about XBP

Answered from XBP Global Holdings Inc. Common Stock fundamentals + recent valuations. Every number shows its source and date.

This stock Peer Peer median weaker → stronger
ROEbetter than 100% of peers
low 9%119%high 119%
Div yieldbetter than 33% of peers
low 0.0%0.0%high 4.1%

Peers

Prices Oct 23, 2026
CompanyPriceFair valuevs fair valueP/EROEQualityScore
XBP XBP Global Holdings Inc. Common Stock$2.94---119.4%5333
YUBICO.ST Yubico ABkr 126.00kr 51147% above72.8x8.9%7166
3769.T GMO Payment Gateway, Inc.¥8725.00--27.1x21.7%9172
4704.T Trend Micro Incorporated¥7260.00--27.2x30.0%8665
4716.T Oracle Corporation Japan¥10000.00--19.1x-4655
OFSS.NS Oracle Financial Services Software Limited₹9677.00--24.7x49.9%9681
DOCN DigitalOcean Holdings Inc. Common Stock$93.22$40131% above42.4x62.3%7048

Sector report card

Where XBP ranks against its sector peers on each metric.

Computing percentiles…
  • GlobeNewswire•Oct 8, 2026
    XBP Global, CXAI and Macro Group Collaborate to Deliver an AI-Powered Hybrid Workplace
  • GlobeNewswire•Sep 3, 2026
    XBP Europe Named to UK Government’s G-Cloud 15 Framework
  • GlobeNewswire•Aug 26, 2026
    XBP Secures Contract with British Airways to Deploy ‘Plexus® AI’
7 more press releases · full archive on Investor+.INVESTOR
29 filings of 40
September 2026
Sep 21
Form 4Insider transactionPeriod 2026-09-17
View on SEC →
Sep 21
Form 4Insider transactionPeriod 2026-09-17
View on SEC →
Sep 21
Form 4Insider transactionPeriod 2026-09-17
View on SEC →
26 more filings + AI summaries on Investor+.INVESTOR