WSFS Financial Corporation Common Stock (WSFS) fair value
Financial Services · Banks - Regional · NASDAQ · United States
$79.02+1.95%
Market cap $4.0BNext earnings 2026-10-22Updated Oct 23, 2026
Our verdict
Trades 8% above our fair value
Price
$79.02
Model fair valueConfidence: good
$73.21
Model range
$62.96 to $80.05
Fair value $73.21
Price $79.02
3 models fit WSFS Financial Corporation Common Stock and they partly agree: 2 of 3 land within 15% of the average.
Two or more of our models back this value.
Near fair value(i)Bronze54
Valued as a bank: Residual income, P/E comparison, Dividend discount, and Graham number.
ACCE opinionWSFS Financial Corporation Common Stock (WSFS)
Fair value (3 models)
$73.21
ACCE price target
$81.00
Rating
Fairly valued
Horizon
12 months
Fair value published on 23 Oct 2026, 12:04 CEST; previously $72.21 since 11 Oct 2026, 00:00 CEST.
ACCE price target published on 11 Oct 2026, 00:00 CEST.
Rating published on 20 Oct 2026, 16:04 CEST.
Price used: $79.02 at the close on 23 Oct 2026, 22:00 CEST.
Models: P/E comparison, Graham number, and Residual income.
Fair value: the average of the applicable valuation models (discounted cash flow, multiples, residual income, dividend discount, shareholder yield), each run on the latest financial statements and the market price shown. Opinion columns (fair value, target, rating) are shown apart from the data. Full methodology: acceinvestments.com/data/how-we-value-stocks
Conflicts of interest: The author holds no personal position in this security. General statement
Produced by ACCE Investments (acceinvestments.com)
Data
Price vs fair value
7.9% above
-7.4% to fair value
ACCE score
75
out of 100
Analysts
33% buy
6 covering
P/E
13.2x
forward 11.2x
1-year return
+49.7%
Dividend yield
1.03%
WSFS Financial Corporation Common Stock in four questions
Plain answers, details below
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Overview
ACCE thesis
WSFS Financial is the holding company for Wilmington Savings Fund Society, a Delaware-based regional bank that runs commercial lending, a large trust and wealth franchise, and a cash management and deposit business that serves commercial clients. Its edge is the mix: fee income from trust and wealth sits alongside a loan book that many regional peers lack, which helps explain the 41.7% operating margin and the 8.8% revenue growth in the data. At 12.8 times trailing earnings and 11.1 times forward, the stock trades at a discount to where that growth profile would suggest, with a 11.9% ROE the number to test against the thesis. The near-term question is whether net interest margin holds as deposit costs reset, since that determines whether the revenue growth converts to earnings. Worth a deeper look for anyone who wants regional bank exposure with a fee-income cushion, though the ROE and rate sensitivity need checking before sizing a position.
⚠ Investor warnings · 2 flagsAI-assisted·How I use AI
moderate
Score down sharply
ACCE score fell 11 points in 90 days, from 84 to 73, with the Growth (68) and Value (63) components doing most of the damage. Worth checking what changed before adding.
moderate
Short interest elevated
Short interest sits at 7.4% of float, a meaningful bet against the shares for a regional bank with steady fundamentals.
AI research notes
AI-assisted·How I use AIWritten Oct 18, 2026 · figures from 2026-06-30 · prices to Oct 23, 2026
Why it could do well
Free cash flow over the last twelve months reached $214M, and the stock yields 5.5% on that cash flow.
Diluted share count fell 9.0% last fiscal year, so each remaining share now claims a bigger slice of earnings.
Earnings per share beat expectations by 9.9%, coming in at 1.66 against 1.51 expected.
Why it could disappoint
The stock trades 7.9% above the model fair value of $73.21, so the consensus models do not support today's price.
Only 2 of 6 analysts rate the shares Buy or Strong Buy, a thin share of bullish opinion.
Return on equity of 11.9% and return on invested capital of 7.8% are modest for a bank holding company priced at 10.9x forward earnings.
Each chip shows the exact figure and where it comes from. A claim without a source is not published.
Walk me through this stock
Plain-English pros, cons, and what to watch. Pro feature.
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Valuation
INVESTOR
Where WSFS's valuation models land
Price
$79.02
Model fair value
$73.21
Model range
$62.96 to $80.05
Fair value $73.21
Price $79.02
The price sits inside the model range.
Model
Fair value
Upside
Dividend discount
Graham number
P/E comparison
Residual income
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Quality
INVESTOR
Quality and conviction INVESTOR FEATURE
The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.
+A plain reason under every score
+Conviction breakdown and growth / value / quality / momentum scores