UNMA is a junior subordinated note issued by Unum Group, the disability and supplemental insurance carrier, rather than a common share of a residential REIT, so the sector and industry labels in the screen do not describe the security. The 6.250% coupon is subordinated to Unum's senior debt and sits behind policyholder and creditor claims in a liquidation, which is the core of the credit case and the main reason to be cautious. The data we have is thin: the reported PE of 4.3, a zero forward PE, zero revenue growth and zero ROE are placeholders or unavailable inputs, not usable evidence of earnings strength, and the 32/100 score reflects that gap. A 5.3B market cap and no index membership mean the instrument has limited liquidity and little sell-side coverage to lean on. A deeper look would need the indenture terms, deferral rights, call schedule and the current yield versus comparable insurer hybrids before anyone spends time on the name.
Plain-English pros, cons, and what to watch. Pro feature.
See what each model says, the assumptions behind it, the bad, normal and good cases, and why the fair value changed.
The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.
The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.
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Follow the informed money: 13F position changes, insider and Congress trades, and 13D activist filings.
| Date | Type | New | Previous | Price |
|---|---|---|---|---|
| 18 Oct 2026, 17:04 CEST | Fair value | $38.67 | $39.10 | $20.50 |
| 18 Oct 2026, 17:04 CEST | Rating | Undervalued | first publication | $20.50 |
| 14 Oct 2026, 00:00 CEST | Fair value | $39.10 | $45.59 | $20.66 |
| 10 Oct 2026, 00:00 CEST | ACCE price target | $21.70 | first publication | $20.74 |
| 10 Oct 2026, 00:00 CEST | Fair value | $45.59 | first publication | $20.74 |
Answered from Unum Group 6.250% Junior Subordinated Notes due 2058 fundamentals + recent valuations. Every number shows its source and date.
| Company | Price | Fair value | vs fair value | P/E | ROE | Quality | Score |
|---|---|---|---|---|---|---|---|
| UNMA Unum Group 6.250% Junior Subordinated Notes due 2058 | $20.29 | $39 | 48% below | 4.2x | 0.0% | 32 | 34 |
| MRP Millrose Properties Inc. Class A Common Stock | $23.86 | $29 | 17% below | 8.3x | 8.1% | 81 | 62 |
| DTW DTE Energy Company 2017 Series E 5.25% Junior Subordinated Debentures due 2077 | $17.78 | - | - | 2.9x | 7.5% | 26 | 23 |
| IRT Independence Realty Trust Inc. Common Stock | $14.96 | - | - | 83.1x | 1.3% | 62 | 39 |
| JAN Janus Living Inc. Class A-1 Common Stock | $28.31 | - | - | - | 0.5% | 27 | 47 |
| AIZN Assurant Inc. 5.25% Subordinated Notes due 2061 | $17.10 | $31 | 45% below | - | 7.5% | 38 | 26 |
| UZE Array Digital Infrastructure Inc. 5.500% Senior Notes due 2070 | $15.37 | $24 | 37% below | - | 348.3% | 57 | 29 |
Where UNMA ranks against its sector peers on each metric.