The Travelers Companies writes commercial and personal property and casualty insurance, including business property, workers' compensation, and auto and homeowners policies, with a large specialty and bond business alongside. Its edge is underwriting discipline and scale in commercial lines, which shows up in a 27.5% return on equity and a 20.0% operating margin. Revenue is slipping slightly, down 0.5%, so the thesis rests on margin and capital returns rather than top-line growth. At 10.4 times trailing earnings and 12.5 times forward, the stock is priced below what its profitability would suggest, though the forward multiple sitting above the trailing one implies analysts expect earnings to dip before recovering. The question for a deeper look is whether pricing and margins hold as the revenue base flattens.
Plain-English pros, cons, and what to watch. Pro feature.
See what each model says, the assumptions behind it, the bad, normal and good cases, and why the fair value changed.
The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.
The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.
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Follow the informed money: 13F position changes, insider and Congress trades, and 13D activist filings.
| Date | Type | New | Previous | Price |
|---|---|---|---|---|
| 19 Oct 2026, 17:05 CEST | Fair value | $439 | $430 | $390 |
| 18 Oct 2026, 15:05 CEST | Fair value | $430 | $425 | $390 |
| 18 Oct 2026, 15:05 CEST | Rating | Fairly valued | first publication | $390 |
| 18 Oct 2026, 01:52 CEST | ACCE price target | $431 | $378 | $390 |
| 18 Oct 2026, 00:00 CEST | Fair value | $425 | $448 | $390 |
| 11 Oct 2026, 00:00 CEST | Fair value | $448 | $397 | $369 |
| 5 Oct 2026, 00:00 CEST | Fair value | $397 | $402 | $360 |
| 28 Sept 2026, 00:00 CEST | Fair value | $402 | $411 | $363 |
| 26 Sept 2026, 00:00 CEST | Fair value | $411 | $406 | $362 |
| 24 Sept 2026, 00:00 CEST | Fair value | $406 | $416 | $362 |
Answered from The Travelers Companies Inc. Common Stock fundamentals + recent valuations. Every number shows its source and date.
| Company | Price | Fair value | vs fair value | P/E | ROE | Quality | Score |
|---|---|---|---|---|---|---|---|
| TRV The Travelers Companies Inc. Common Stock | $398.28 | $439 | 9% below | 10.5x | 27.5% | 85 | 71 |
| ALL Allstate Corporation (The) Common Stock | $259.10 | - | - | 5.1x | 46.1% | 85 | 84 |
| PGR Progressive Corporation (The) Common Stock | $229.62 | $226 | 2% above | 11.5x | 33.2% | 77 | 63 |
| CB Chubb Limited Common Stock | $363.95 | $317 | 15% above | 12.4x | 14.2% | 75 | 61 |
| 8725.T MS&AD Insurance Group Holdings, Inc. | ¥5205.00 | ¥3527 | 48% above | 8.6x | 16.1% | 72 | 79 |
| 8630.T Sompo Holdings, Inc. | ¥6994.00 | ¥5138 | 36% above | 21.5x | 14.4% | 64 | 80 |
| FFH.TO Fairfax Financial Holdings Limited | C$2515.29 | C$2764 | 9% below | 8.8x | 16.5% | 72 | 57 |
Where TRV ranks against its sector peers on each metric.