Texas Capital Bancshares is a Dallas-based regional bank whose core business is commercial lending to middle-market companies and a private wealth and trust unit that runs through its Texas Capital Bank franchise. The bank's edge is an unusually disciplined, relationship-driven commercial book in one of the fastest-growing business markets in the country, which has kept revenue growing at 8.6% against a regional banking peer group that has mostly struggled to grow at all. The obvious near-term driver is operating leverage: at a 36.7% operating margin and a 12.0x trailing P/E, falling funding costs or a steeper rate curve would flow through quickly to earnings. The stock looks interesting now because it trades at 11.1x forward earnings on a 10.2% ROE, a combination that prices in little growth for a bank still compounding its top line. The 66/100 score and the absence from major indices suggest the market is not paying much attention, which is worth checking against the credit quality of the commercial book before anyone takes a view.
Plain-English pros, cons, and what to watch. Pro feature.
See what each model says, the assumptions behind it, the bad, normal and good cases, and why the fair value changed.
The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.
The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.
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Follow the informed money: 13F position changes, insider and Congress trades, and 13D activist filings.
| Date | Type | New | Previous | Price |
|---|---|---|---|---|
| 19 Oct 2026, 18:04 CEST | Fair value | $94.51 | $93.12 | $91.15 |
| 19 Oct 2026, 18:04 CEST | Rating | Fairly valued | first publication | $91.15 |
| 11 Oct 2026, 00:00 CEST | ACCE price target | $98.00 | first publication | $90.34 |
| 11 Oct 2026, 00:00 CEST | Fair value | $93.12 | $89.06 | $90.34 |
| 7 Oct 2026, 00:00 CEST | Fair value | $89.06 | $90.01 | $93.69 |
| 30 Sept 2026, 00:00 CEST | Fair value | $90.01 | $91.74 | $94.70 |
| 20 Sept 2026, 00:00 CEST | Fair value | $91.74 | $92.95 | $94.90 |
| 15 Sept 2026, 00:00 CEST | Fair value | $92.95 | $94.60 | $99.09 |
| 30 Aug 2026, 00:00 CEST | Fair value | $94.60 | $96.84 | $98.64 |
| 25 Aug 2026, 00:00 CEST | Fair value | $96.84 | $95.20 | $98.65 |
Answered from Texas Capital Bancshares Inc. Common Stock fundamentals + recent valuations. Every number shows its source and date.
| Company | Price | Fair value | vs fair value | P/E | ROE | Quality | Score |
|---|---|---|---|---|---|---|---|
| TCBI Texas Capital Bancshares Inc. Common Stock | $101.99 | $95 | 8% above | 13.3x | 10.2% | 85 | 71 |
| PFDAVVNDA.CL Davivienda Group preferred | COP 28740.00 | - | - | 8.2x | 10.3% | 53 | 82 |
| BOGOTA.CL Banco de Bogota | COP 38240.00 | - | - | 9.0x | 9.2% | 61 | 49 |
| BMA.BA Banco Macro SA B | ARS 10870.00 | - | - | 15.4x | 7.1% | 79 | 57 |
| ITAUCL.SN Banco Itau Chile | CLP 22500.00 | - | - | 12.3x | 9.4% | 81 | 71 |
| PFAVAL.CL Grupo Aval preferred | COP 780.00 | - | - | 10.8x | 10.0% | 58 | 71 |
| GGAL.BA Grupo Financiero Galicia S.A. | ARS 6260.00 | - | - | 47.2x | 1.1% | 59 | 42 |
Where TCBI ranks against its sector peers on each metric.