Westamerica Bancorporation is a California regional bank whose core business is deposit-taking and commercial and residential lending through its community bank branches, anchored by a low-cost deposit base and a conservative credit culture. Its structural edge is the funding side: a large share of non-interest-bearing deposits and a strong return on equity of 12.5% for a bank of its size mean it earns well on what it lends. The near-term story is less about growth, since revenue fell 2.7%, and more about whether the margin and capital position hold while rates drift. At a trailing P/E of 13.4 against a forward P/E of 21.1, the market is pricing in earnings that look weaker than the recent past, which makes the name worth a closer look for anyone who can underwrite the earnings path. The 60/100 score and absence from any major index make this a small-cap regional bank to research on its own terms rather than a benchmark-driven idea.
Plain-English pros, cons, and what to watch. Pro feature.
See what each model says, the assumptions behind it, the bad, normal and good cases, and why the fair value changed.
The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.
The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.
Trades are only made public after a delay. We show the delay so you know how old the news is.
Follow the informed money: 13F position changes, insider and Congress trades, and 13D activist filings.
| Date | Type | New | Previous | Price |
|---|---|---|---|---|
| 19 Oct 2026, 01:52 CEST | ACCE price target | $63.00 | $60.00 | $61.28 |
| 18 Oct 2026, 15:05 CEST | Fair value | $52.90 | $53.77 | $61.28 |
| 18 Oct 2026, 15:05 CEST | Rating | Overvalued | first publication | $61.28 |
| 18 Oct 2026, 00:00 CEST | Fair value | $53.77 | $54.41 | $61.28 |
| 17 Oct 2026, 00:00 CEST | Fair value | $54.41 | $53.25 | $60.90 |
| 12 Oct 2026, 00:00 CEST | ACCE price target | $60.00 | first publication | $58.66 |
| 12 Oct 2026, 00:00 CEST | Fair value | $53.25 | $66.61 | $58.66 |
| 30 Sept 2026, 00:00 CEST | Fair value | $66.61 | $67.66 | $59.38 |
| 28 Sept 2026, 00:00 CEST | Fair value | $67.66 | $68.90 | $60.67 |
| 14 Sept 2026, 00:00 CEST | Fair value | $68.90 | $70.98 | $59.09 |
Answered from Westamerica Bancorporation Common Stock fundamentals + recent valuations. Every number shows its source and date.
| Company | Price | Fair value | vs fair value | P/E | ROE | Quality | Score |
|---|---|---|---|---|---|---|---|
| WABC Westamerica Bancorporation Common Stock | $61.38 | $53 | 16% above | 13.1x | 12.9% | 90 | 72 |
| BPAT.BA Banco Patagonia | ARS 1775.00 | - | - | 10.1x | 5.9% | 74 | 62 |
| BBAR.BA BBVA Banco Frances SA | ARS 7240.00 | - | - | 11.0x | 8.1% | 71 | 68 |
| BMA.BA Banco Macro SA B | ARS 10870.00 | - | - | 15.4x | 7.1% | 79 | 57 |
| BOGOTA.CL Banco de Bogota | COP 38240.00 | - | - | 9.0x | 9.2% | 61 | 49 |
| PFDAVVNDA.CL Davivienda Group preferred | COP 28740.00 | - | - | 8.2x | 10.3% | 53 | 82 |
| ITAUCL.SN Banco Itau Chile | CLP 22500.00 | - | - | 12.3x | 9.4% | 81 | 71 |
Where WABC ranks against its sector peers on each metric.