2 models fit Tiptree Inc. Common Stock and they agree: 2 of 2 land within 15% of the average. The price is above every model.
Two or more of our models back this value.
Near fair value(i)
Valued as a fund or holding company: Net asset value and P/E comparison.
ACCE opinionTiptree Inc. Common Stock (TIPT)
Fair value (2 models)
$15.02
ACCE price target
$17.10
Rating
Fairly valued
Horizon
12 months
Fair value published on 16 Oct 2026, 00:00 CEST; previously $15.43 since 11 Oct 2026, 00:00 CEST.
ACCE price target published on 15 Oct 2026, 00:00 CEST.
Rating published on 21 Oct 2026, 12:04 CEST.
Price used: $16.29 at the close on 23 Oct 2026, 22:00 CEST.
Models: Net asset value and P/E comparison.
Fair value: the average of the applicable valuation models (discounted cash flow, multiples, residual income, dividend discount, shareholder yield), each run on the latest financial statements and the market price shown. Opinion columns (fair value, target, rating) are shown apart from the data. Full methodology: acceinvestments.com/data/how-we-value-stocks
Conflicts of interest: The author holds no personal position in this security. General statement
Produced by ACCE Investments (acceinvestments.com)
Data
Price vs fair value
8.5% above
-7.8% to fair value
ACCE score
54
out of 100
1-year return
-9.4%
Dividend yield
1.46%
Tiptree Inc. Common Stock in four questions
Plain answers, details below
Free accounts get 5 full stock pages a month, including the four answers.
Overview
ACCE thesis
Tiptree is a specialty insurance and asset management holding company, earning fees and underwriting income through its Fortegra specialty insurance platform and its asset management arm. The stock carries a 12.1x forward P/E against a 0.0 trailing P/E, which signals that reported earnings are unusually lumpy or distorted and that the forward estimate, not the trailing figure, is what the market is pricing. Trailing revenue growth of -99.9% and an operating margin of 3907.9% are artifacts of the reporting structure rather than a business that has collapsed, so they should not be read at face value. The score of 56/100 and a -4.0% ROE indicate the underlying returns are not yet there, and the real question is whether the forward earnings path is credible. Worth a deeper look to reconcile the trailing and forward numbers before drawing any conclusion.
⚠ Investor warnings · 2 flagsAI-assisted·How I use AI
high
Revenue collapse
Revenue is down 99.9% year over year and has fallen 77.3% a year over five years. Operating margin of +3907.9% looks like a one-off gain, not an operating business, so earnings quality is doubtful.
moderate
Negative return on equity
ROE is -4.0%, so the equity base is not earning a return. Score fell from 59 to 54 over 90 days, with the Growth and Momentum components weakest.
AI research notes
AI-assisted·How I use AIWritten Oct 18, 2026 · figures from 2026-06-30 · prices to Oct 23, 2026
Why it could do well
Free cash flow over the last twelve months reached $168M, a yield of 27.4% on the current share price.
The stock trades at a forward P/E of 12.1x, close to the sector median of 11.8x, so the price is not stretched.
Debt is modest at 0.16 times equity, and the stock still pays a 1.4% dividend yield.
Why it could disappoint
Reported revenue fell 99.9% year over year, so the headline numbers are hard to read as a trend.
Net margin is 0.0% and return on equity is -4.0%, so the business is not currently turning revenue into profit for shareholders.
The diluted share count rose 21.2% last fiscal year, which dilutes each shareholder's claim on future cash flow.
Each chip shows the exact figure and where it comes from. A claim without a source is not published.
Next results
Oct 30, 2026
We update the fair value about 2 days after the results, once the new figures are filed.Add to calendarGoogle
Walk me through this stock
Plain-English pros, cons, and what to watch. Pro feature.
PRO
Ask ACCE
Valuation
INVESTOR
Where TIPT's valuation models land
Price
$16.29
Model fair value
$15.02
Model range
$13.76 to $16.06
Fair value $15.02
Price $16.29
The price is above the whole model range.
Model
Fair value
Upside
Net asset value
P/E comparison
Create a free account: 5 full stock pages a month, no card.
See what each model says, the assumptions behind it, the bad, normal and good cases, and why the fair value changed.
Quality
INVESTOR
Quality and conviction INVESTOR FEATURE
The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.
+A plain reason under every score
+Conviction breakdown and growth / value / quality / momentum scores
+Score history: how each score moved over time
Analysts
Wall Street consensus
No analyst coverage yet.
Analyst intelligence INVESTOR FEATURE
The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.
+Price-target low / average / high vs the current price, with implied upside
+Forward revenue and EPS consensus by fiscal year
+ACCE fair-value models lined up against the Street
Smart Money
PRO
In one line
Trades are only made public after a delay. We show the delay so you know how old the news is.