Third Coast Bancshares is the holding company for Third Coast Bank SSB, a Houston-based regional lender that writes commercial real estate, middle-market commercial and industrial loans, and specialty deposit products aimed at closely held businesses in Texas. The franchise is built on relationship lending in a fast-growing metro rather than on branch count, which lets it grow loans without a matching build-out of cost. Reported revenue growth of 32.1% is the headline number, and with a 10.3x trailing P/E and a 12.7% ROE the stock is priced as an ordinary regional bank while the top line is compounding at a rate most of its peers cannot match. The open question is whether that revenue growth is durable loan growth or partly the product of rate and mix effects that will fade, so the case rests on reading the loan book and net interest margin closely. At a 689M market cap and no index membership, the name sits below the radar of most generalist bank coverage, which is the main reason to look at it now.
Plain-English pros, cons, and what to watch. Pro feature.
See what each model says, the assumptions behind it, the bad, normal and good cases, and why the fair value changed.
The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.
The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.
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Follow the informed money: 13F position changes, insider and Congress trades, and 13D activist filings.
| Date | Type | New | Previous | Price |
|---|---|---|---|---|
| 19 Oct 2026, 18:04 CEST | Fair value | $48.40 | $47.90 | $41.50 |
| 19 Oct 2026, 18:04 CEST | Rating | Undervalued | first publication | $41.50 |
| 15 Oct 2026, 00:00 CEST | ACCE price target | $45.10 | first publication | $41.78 |
| 11 Oct 2026, 00:00 CEST | Fair value | $47.90 | $43.50 | $41.34 |
| 7 Oct 2026, 00:00 CEST | Fair value | $43.50 | $44.18 | $42.89 |
| 28 Sept 2026, 00:00 CEST | Fair value | $44.18 | $45.13 | $43.25 |
| 18 Sept 2026, 00:00 CEST | Fair value | $45.13 | $45.60 | $44.30 |
| 14 Sept 2026, 00:00 CEST | Fair value | $45.60 | $46.16 | $45.00 |
| 9 Sept 2026, 00:00 CEST | Fair value | $46.16 | $46.85 | $46.05 |
| 6 Sept 2026, 00:00 CEST | Fair value | $46.85 | $45.85 | $46.05 |
Answered from Third Coast Bancshares Inc. Common Stock fundamentals + recent valuations. Every number shows its source and date.
| Company | Price | Fair value | vs fair value | P/E | ROE | Quality | Score |
|---|---|---|---|---|---|---|---|
| TCBX Third Coast Bancshares Inc. Common Stock | $39.80 | $49 | 18% below | 10.2x | 12.7% | 90 | 76 |
| BPAT.BA Banco Patagonia | ARS 1705.00 | - | - | 10.1x | 5.9% | 74 | 62 |
| BBAR.BA BBVA Banco Frances SA | ARS 6830.00 | - | - | 11.0x | 8.1% | 71 | 68 |
| BMA.BA Banco Macro SA B | ARS 10280.00 | - | - | 15.4x | 7.1% | 79 | 57 |
| BOGOTA.CL Banco de Bogota | COP 38320.00 | - | - | 9.0x | 9.2% | 61 | 49 |
| PFDAVVNDA.CL Davivienda Group preferred | COP 29500.00 | - | - | 8.2x | 10.3% | 53 | 82 |
| ITAUCL.SN Banco Itau Chile | CLP 22800.00 | - | - | 12.3x | 9.4% | 81 | 71 |
Where TCBX ranks against its sector peers on each metric.