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SUPV

Grupo Supervielle S.A. American Depositary Shares each Representing five Class B shares (SUPV) fair value

Financial Services · Banks - Regional · NYSE · United States
$7.74+7.05%
Market cap $683MNext earnings 2026-11-24Updated Oct 21, 2026
Add earnings to calendarGoogle
Our verdict
Close to our fair value
Price
$7.74
Model fair valueConfidence: medium
$7.53
Only one of our models could value this stock with confidence, so use it as a guide.
Not used by alerts or posts.
Valued as a bank: P/E comparison and Dividend discount.
ACCE opinionGrupo Supervielle S.A. American Depositary Shares each Representing five Class B shares (SUPV)
Fair value (2 models)
Not available
ACCE price target
$7.34
Rating
Not rated
Horizon
12 months
ACCE price target published on 15 Oct 2026, 00:00 CEST.
Price used: $7.74 at the close on 23 Oct 2026, 22:00 CEST.
Models: Dividend discount and P/E comparison.
Fair value: the average of the applicable valuation models (discounted cash flow, multiples, residual income, dividend discount, shareholder yield), each run on the latest financial statements and the market price shown. Opinion columns (fair value, target, rating) are shown apart from the data. Full methodology: acceinvestments.com/data/how-we-value-stocks
Full methodology
Conflicts of interest: The author holds no personal position in this security. General statement
Produced by ACCE Investments (acceinvestments.com)
Data
ACCE score
35
out of 100
Analysts
40% buy
5 covering
P/E
0.0x
forward 7.8x
1-year return
+12.7%
Dividend yield
0.00%

Grupo Supervielle S.A. American Depositary Shares each Representing five Class B shares in four questions

Plain answers, details below
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OverviewAsk ACCEValuationQualityAnalystsSmart MoneyCompareNews and Record

Overview

ACCE thesis

Grupo Supervielle is an Argentine bank holding company whose main business is retail and small-business lending, deposit-taking, and card and payments services through its Banco Supervielle and related units. The bank's franchise rests on a domestic consumer and SME book in a market where few private lenders have comparable reach, which is the only real structural argument here. The trade hinges on a recovery in Argentine credit and profitability, but the current numbers show revenue growth of just 2.3% and an ROE of -8.0%, so the earnings base has not yet turned. The stock trades at a forward P/E of 7.8, which prices in meaningful normalization, and the 3.3% operating margin leaves little room for error. At a roughly 694M USD market cap and a 37/100 internal score, this belongs on the list only if you have a view on Argentine rate and inflation dynamics that you are prepared to defend.

AI-assisted·How I use AIWritten Oct 18, 2026
⚠ Investor warnings · 3 flagsAI-assisted·How I use AI
  • high
    Earnings falling sharply
    Earnings are down 29.3% year over year while revenue grew only 2.3%, and net margin is -11.2%. Profitability is deteriorating, not just slowing.
  • moderate
    Return on equity negative
    ROE is -8.0% with debt/equity at 1.04, so the bank is currently destroying equity value rather than compounding it.
  • moderate
    Quarter-on-quarter revenue drop
    Revenue fell 14.0% quarter on quarter, and the ACCE score slipped from 39 to 35 over 90 days, reflecting weakening trend data.

AI research notes

AI-assisted·How I use AIWritten Oct 21, 2026 · figures from 2026-10-21 · prices to Oct 23, 2026
Why it could do well
  • Analysts' mean price target of $11.80 sits well above the current $7.74 share price, implying meaningful upside to Wall Street estimates.
  • The company beat earnings expectations last quarter, reporting EPS of 0.29 against 0.13 expected, a 123.1% surprise.
  • At a forward P/E of 5.8x, the stock trades far below the sector median forward P/E of 11.8x.
Why it could disappoint
  • Net margin of -11.2% and return on equity of -8.0% show the business is currently losing money on its capital.
  • Free cash flow over the last twelve months was negative at -ARS 1.1T, so the business consumed cash rather than generating it.
  • Debt to equity of 1.04 leaves the balance sheet carrying substantial borrowing while profits are negative.
Each chip shows the exact figure and where it comes from. A claim without a source is not published.

Next results

Nov 24, 2026
We update the fair value about 2 days after the results, once the new figures are filed.Add to calendarGoogle

Walk me through this stock

Plain-English pros, cons, and what to watch. Pro feature.

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Valuation

INVESTOR
Where SUPV's valuation models land
Price
$7.74
Model fair valueConfidence: medium
$7.53
Model
Fair value
Upside
Dividend discount
P/E comparison
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Quality

INVESTOR
Quality and conviction INVESTOR FEATURE

The full quality picture: a reason under every score, how the scores moved, and the conviction breakdown.

  • +A plain reason under every score
  • +Conviction breakdown and growth / value / quality / momentum scores
  • +Score history: how each score moved over time

Analysts

Wall Street consensus

Mixed40% buy · 5 covering analysts
● Strong buy 0● Buy 2● Hold 3● Sell 0● Strong sell 0
Analyst intelligence INVESTOR FEATURE

The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.

  • +Price-target low / average / high vs the current price, with implied upside
  • +Forward revenue and EPS consensus by fiscal year
  • +ACCE fair-value models lined up against the Street

Smart Money

PRO

In one line

Trades are only made public after a delay. We show the delay so you know how old the news is.

Company insiders
No trades filed
Last 90 days
Congress
No trades filed
Last 180 days
Average delay
No trades filed
From trade to public filing
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Smart money tracking PRO FEATURE

Follow the informed money: 13F position changes, insider and Congress trades, and 13D activist filings.

  • +Quarter-over-quarter institutional position changes
  • +Every insider and Congress trade, with how late it was disclosed
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Compare

Where it sits vs peers

News and Record

Press releases mentioning this company

Recent performance

1 week
+7.2%
1 month
+1.7%
3 months
-18.7%
6 months
-13.8%
YTD
-34.5%
1 year
+12.7%

SEC filings

Recommendation history, last 12 months

DateTypeNewPreviousPrice
15 Oct 2026, 00:00 CESTACCE price target$7.34first publication$7.16
8 Oct 2026, 00:00 CESTFair value$9.54first publication$7.44

This analysis is not personalised investment advice and does not take your situation, objectives or risk tolerance into account. ACCE Investments is not an authorised investment firm.

Investing in shares carries a risk of losing capital. The value of an investment can go down as well as up.

Valuation horizon: 12 months from the publication date.

Conflicts of interest. ACCE Investments is operated by Adrien Chantreuil, who may hold personal positions in the securities analysed. Positions are declared on each security. ACCE receives no payment from the companies analysed or from any intermediary for this analysis.

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Snapshot

Growth19Value47Quality43Momentum32Total35
Valuation
Trailing P/E
0.0x
Forward P/E
7.8x
PEG
no data
P/B
0.85x
EV / Revenue
0.8x
Book value/sh
ARS 8.83
Enterprise value
$59.1B
Profitability
ROE
-8.0%
FCF yield
-108.13%
ROIC
-2.3%
Health and risk
Debt / equity
1.04
Dividend yield
0.00%
Beta
0.38

Price

+15.0% · 1Y

Ask anything about SUPV

Answered from Grupo Supervielle S.A. American Depositary Shares each Representing five Class B shares fundamentals + recent valuations. Every number shows its source and date.

This stock Peer Peer median weaker → stronger
P/Ebetter than 100% of peers
low 0.0x0.0xhigh 15.4x
ROEbetter than 0% of peers
low -8%-8%high 10%
Div yieldbetter than 67% of peers
low 0.0%0.0%high 5.7%

Peers

Prices Oct 23, 2026
CompanyPriceFair valuevs fair valueP/EROEQualityScore
SUPV Grupo Supervielle S.A. American Depositary Shares each Representing five Class B shares$7.74----8.0%4335
BPAT.BA Banco PatagoniaARS 1775.00--10.1x5.9%7462
BBAR.BA BBVA Banco Frances SAARS 7240.00--11.0x8.1%7168
BMA.BA Banco Macro SA BARS 10870.00--15.4x7.1%7957
BOGOTA.CL Banco de BogotaCOP 38240.00--9.0x9.2%6149
PFDAVVNDA.CL Davivienda Group preferredCOP 28740.00--8.2x10.3%5382
ITAUCL.SN Banco Itau ChileCLP 22500.00--12.3x9.4%8171

Sector report card

Where SUPV ranks against its sector peers on each metric.

Computing percentiles…
  • PR Newswire•Aug 10, 2026
    Grupo Supervielle Reports 2Q26 Results
18 filings of 35
October 2026
Oct 6
Form 4Insider transactionPeriod 2026-10-05
View on SEC →
August 2026
Aug 24
6-KForeign current reportPeriod 2026-06-30
View on SEC →
Aug 11
6-KForeign current reportPeriod 2026-08-10
View on SEC →
15 more filings + AI summaries on Investor+.INVESTOR