Built from weaker models, sales multiples or analyst targets, so treat it as a rough guide.
Not used by alerts or posts.
Treated as a bank. None of the usual models had enough data, so this uses Analyst consensus and Net asset value instead.
ACCE opinionloanDepot Inc. Class A Common Stock (LDI)
Fair value
Not available
ACCE price target
$0.55
Rating
Not rated
Horizon
12 months
ACCE price target published on 15 Oct 2026, 00:00 CEST.
Price used: $0.61 at the close on 23 Oct 2026, 22:00 CEST.
Models: Analyst consensus and Net asset value.
Fair value: the average of the applicable valuation models (discounted cash flow, multiples, residual income, dividend discount, shareholder yield), each run on the latest financial statements and the market price shown. Opinion columns (fair value, target, rating) are shown apart from the data. Full methodology: acceinvestments.com/data/how-we-value-stocks
Conflicts of interest: The author holds no personal position in this security. General statement
Produced by ACCE Investments (acceinvestments.com)
Data
ACCE score
24
out of 100
Analysts
0% buy
4 covering
P/E
0.0x
forward 112.4x
1-year return
-82.4%
Dividend yield
0.00%
loanDepot Inc. Class A Common Stock in four questions
Plain answers, details below
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Overview
ACCE thesis
loanDepot originates and services residential mortgages, selling loans direct to consumers through its digital and retail channels and servicing a book of loans it keeps on its balance sheet. Revenue grew 9.7% and gross margin sits at 88.9%, but operating margin is still negative at -2.0% and ROE is -26.7%, so the top line is growing faster than profitability is arriving. The equity sits at a 252M USD market cap with a forward P/E of 112.4 and no trailing earnings, which means the case rests on mortgage volume recovering as rates settle and on the company converting that volume into operating profit. The composite score of 27 out of 100 and the absence of any index membership reflect that unresolved profitability gap. Worth a deeper look only if the next few quarters show operating margin turning positive while origination volume keeps expanding.