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BFH
↓ PDF (Pro)Bread Financial Holdings Inc. Common Stock
Financial ServicesCredit ServicesUnited StatesNYSE
$88.13
+3.57%today
MKT CAP
$3.6B
+6.8% · 1Y
Earnings History
+61.7%
+90.3%
+334.3%
+37.0%
Q2 '25
Q3 '25
Q4 '25
Q1 '26
Analyst Targets
Current price
$88.13
Low
$70.00
Analyst Mean
$95.67
High
$115.00
15 analystsBuy
Full Financials
Trailing P/E7.1x
Forward P/E7.0x
EV/EBITDA-
Price/Sales-
Dividend Yield106.00%
Revenue Growth YoY-
Earnings Growth YoY-
Revenue Growth QoQ+4.4%
5y Revenue CAGR+0.2%
5y Earnings CAGR+32.4%
Gross Margin-
Operating Margin-
Net Margin-
ROE-
Debt / Equity-
Free Cash Flow-
Insider Ownership1.5%
Institutional Ownership121.2%
Short % of Float0.02%
Days to Cover0.0d
1 Week-1.5%
1 Month-
3 Months-
6 Months-
YTD-
1 Year-
3 Years-
5 Years-
vs 50-day SMA-
vs 200-day SMA-
vs 52w High-
vs 52w Low-
Top Holders
| Holder | Type | % Held | Value | Δ Shares | As of |
|---|---|---|---|---|---|
| Vanguard Group Inc | institution | 12.66% | $0.45B | -2.99% | 2025-12-31 |
| Blackrock Inc. | institution | 11.17% | $0.40B | -0.40% | 2025-12-31 |
| Dimensional Fund Advisors LP | institution | 7.61% | $0.27B | +0.01% | 2025-12-31 |
| Turtle Creek Asset Management Inc. | institution | 6.31% | $0.23B | -22.30% | 2025-12-31 |
| Franklin Resources, Inc. | institution | 5.02% | $0.18B | +17.30% | 2025-12-31 |
| State Street Corporation | institution | 4.50% | $0.16B | -2.04% | 2025-12-31 |
| iShares Trust-iShares Core S&P Small-Cap ETF | fund | 4.16% | $0.15B | +0.00% | 2026-03-31 |
| American Century Companies Inc | institution | 3.79% | $0.14B | -1.60% | 2025-12-31 |
| American Century ETF Trust-Avantis U.S. Small Cap Value ETF | fund | 3.34% | $0.12B | +1.71% | 2026-03-31 |
| VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund | fund | 3.29% | $0.12B | -4.43% | 2025-12-31 |
| Arrowstreet Capital, Limited Partnership | institution | 2.95% | $0.11B | +0.19% | 2025-12-31 |
| Geode Capital Management, LLC | institution | 2.87% | $0.10B | +1.24% | 2025-12-31 |
| Allianz Asset Management GmbH | institution | 2.84% | $0.10B | +21.59% | 2025-12-31 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund | fund | 2.43% | $0.09B | -6.31% | 2025-12-31 |
| Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND | fund | 2.10% | $0.07B | -20.33% | 2026-01-31 |
| PIMCO Equity Series-PIMCO RAE US Small Fund | fund | 2.01% | $0.07B | +26.15% | 2025-12-31 |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | fund | 1.79% | $0.06B | -2.36% | 2026-01-31 |
| VANGUARD INDEX FUNDS-Vanguard Small-Cap Value Index Fund | fund | 1.57% | $0.06B | -5.58% | 2025-12-31 |
| iShares Trust-iShares Russell 2000 ETF | fund | 1.42% | $0.05B | +0.00% | 2026-03-31 |
| VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund | fund | 1.22% | $0.04B | -1.07% | 2025-12-31 |
| Ticker | Cap | Score | P/E | Fwd P/E | EV/EBITDA | ROE | Gross | D/E | Div |
|---|---|---|---|---|---|---|---|---|---|
| SLM | $4.2B | 100 | 6.3 | 6.7 | - | - | - | - | 2.31% |
| ENVA | $4.3B | 91 | 13.7 | 8.6 | - | - | - | - | 0.00% |
| SEZL | $2.8B | 71 | 22.9 | 14.5 | - | - | - | - | 0.00% |
| UPST | $2.7B | 62 | 71.2 | 10.1 | 44.9 | 7.5% | 82% | 237.46 | 0.00% |
| SLMBP | $4.9B | 40 | 34.9 | - | - | - | - | - | 0.69% |
| NNI | $5.0B | 89 | 12.0 | 14.1 | - | - | - | - | 88.00% |
Peers selected by sector + industry + nearest market cap. Best in column highlighted green, worst red.
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