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BAC vs V

Bank of America Corporation Common Stock vs Visa Inc.. Scores ACCE, valorisation, rentabilité et croissance côte à côte.

Scores ACCE
BAC
V
Score composite
Sur 100
75
68
Croissance
88
60
Valeur
59
40
Qualité
76
96
Momentum
77
77
Valorisation
BAC
V
Cours
57,96
369,95
Capitalisation
403,69 Md
691,41 Md
PER glissant
13,33
31,34
PER prévisionnel
11,09
24,51
VE / EBITDA
0,00
24,15
Rendement du dividende
1,9 %
0,7 %
Rentabilité
BAC
V
ROE
11,2 %
61,2 %
Marge nette
29,5 %
50,8 %
Dette / capitaux propres
1,21
0,66
Flux de trésorerie disponible
12,61 Md
21,58 Md
Croissance
BAC
V
Croissance du chiffre d'affaires (sur 1 an)
16,8 %
14,4 %
Croissance des bénéfices (sur 1 an)
34,1 %
10,2 %
Objectif des analystes
68,86
419,36
Verdict ACCE

$BAC edges out $V here

$BAC wins on almost every measurable axis right now. Its ACCE composite of 77 beats $V's 70, and the score breakdown tells the story: $BAC's Growth score of 88 reflects real numbers, with earnings up 34.1% year-over-year against $V's 10.2%. Revenue growth is similarly tilted, 16.8% vs 14.4%. Momentum of 90 vs 83 confirms the market has noticed.

$V's case rests on quality, and it is genuinely exceptional. A 96 quality score, 50.8% net margin, and ROE of 61.2% are hard to argue with. But at a trailing P/E of 31.3 and a 6-model fair value of $204.32 against a current price of $370.45, the stock is pricing in a lot of perfection. $BAC trades at a trailing P/E of 14.4 and a forward P/E of 12.0, with an analyst target of $69.00 against the current $62.69.

The one caution on $BAC: its 6-model fair value sits at $54.16, implying the current price is already stretched by that measure. Still, the combination of faster growth, a higher ACCE score, a 1.8% dividend yield, and a far cheaper valuation makes $BAC the pick.

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