The Hartford reported EPS of $3.09 vs $2.20 a year ago, a 40.5% jump. Revenue grew 6.1% YoY. ACCE score sits at 70 with a Quality rating of 80.
Correction, 18 September 2026: an earlier version of this post described April 23, 2026 as the end of the quarter. It is the date the results were reported.
$HIG (The Hartford Financial Services Group) reported earnings on April 23, 2026. EPS came in at $3.09, up from $2.20 in the same period a year earlier — a 40.5% year-over-year increase. Quarterly revenue grew 6.1% year over year.
We do not have guidance commentary from this report, so the numbers themselves carry the story.
The EPS jump is the headline. A 40.5% increase in earnings per share against a 6.1% revenue gain tells you that profitability expanded meaningfully — Hartford is converting a modest top-line increase into a much larger bottom-line result. That dynamic shows up in the fundamentals too: net margin sits at 14.1% and ROE at 22.7%, both solid figures for a financial services company operating in a competitive insurance market.
The trailing P/E of 9.99 and forward P/E of 10.8 put $HIG at a low earnings multiple relative to the broader market. The ACCE score of 70/100 reflects that balance — Value scores 74, Quality scores 80, Growth scores 64, and Momentum scores 63. The Quality score of 80 is the standout, supported by a FCF yield of 14.8% and what our models flag as strong earnings quality.
The 6-model fair value estimate of $218.32 sits 55.4% above the current price of $140.47. That gap is wide, and it warrants attention. Fair-value models carry assumptions, and insurance companies face exposure to catastrophe losses, reserve development, and interest rate shifts that can move results quickly. Still, a 55.4% implied upside alongside a trailing P/E under 10 and a 40.5% EPS increase is a combination worth tracking closely.
The dividend yield of 1.6% adds a modest income component, and the stock has returned 14.0% over the past year. The analyst consensus target of $149.10 is more conservative than the model-based fair value, implying roughly 6% upside from current levels — a much narrower gap that reflects near-term caution rather than a long-term valuation call.
For current price and updated data, see acceinvestments.com/stocks/HIG.