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JPM vs V

JP Morgan Chase & Co. Common Stock vs Visa Inc.. Side-by-side ACCE scores, valuation, profitability, and growth.

ACCE scores
JPM
V
Composite score
Out of 100
77
68
Growth
100
60
Value
50
40
Quality
81
96
Momentum
77
77
Valuation
JPM
V
Price
352.04
369.95
Market cap
935.79B
691.41B
Trailing P/E
15.10
31.34
Forward P/E
13.99
24.51
EV / EBITDA
0.00
24.14
Dividend yield
1.7%
0.7%
Profitability
JPM
V
ROE
17.8%
61.2%
Net margin
34.9%
50.8%
Debt / equity
1.38
0.66
Free cash flow
-147.78B
21.58B
Growth
JPM
V
Revenue growth (YoY)
30.4%
14.4%
Earnings growth (YoY)
46.9%
10.2%
Analyst target
375.38
419.36
ACCE verdict

$JPM wins this matchup

Both stocks trade near $353, but the similarity ends there.

$JPM carries an ACCE score of 83/100 versus $V's 70/100, and the valuation gap is stark. $JPM trades at a trailing P/E of 15.1 with a 6-model fair value of $404.97 — implying +14.8% upside from current levels. $V's 6-model fair value sits at $208.93, a -40.9% discount to its current price, signalling meaningful overvaluation. $V's trailing P/E of 30.7 and Value score of just 40/100 confirm the concern.

$V does win on profitability: its ROE of 60.4% and net margin of 51.7% dwarf $JPM's 17.8% ROE and 34.9% margin. Quality score backs this up — 96 vs 81. But quality at the wrong price is a trap, and $V's 1Y return of -0.1% versus $JPM's +19.0% shows the market already pricing that in.

$JPM also grew revenue 30.4% and earnings 46.9% year-over-year, outpacing $V's 17.1% and 35.5% respectively — earning a perfect Growth score of 100. With an FCF yield of 11.2% and analyst target of $371.25, $JPM offers both income and upside. $V offers neither right now.

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