WFC

ACCE-researched
Wells Fargo & Company Common Stock
Financial Services · Banks - Diversified · NYSE · United States
$86.54+0.49%
Market cap $260.4BNext earnings 2026-10-14Updated Sep 21, 2026
FAIR VALUE · CONSENSUS
$86.54+0.0%
confidence-weighted across 4 of 6 models
Now $86.54
$86.54
$71.33$118.06
HoldBronze51
Price vs fair value
6.0% below
+6.4% to fair value
ACCE score
67
out of 100
Analysts
67% buy
24 covering
P/E
12.5x
forward 10.8x
1-year return
+2.2%
Dividend yield
2.07%
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Overview

Investor warnings · 2 flags
  • moderate
    Negative free cash flow
    FCF is -$19B, atypical even for banks; may reflect loan growth or working capital shifts worth monitoring closely.
  • moderate
    Modest ACCE score
    Overall score 61/100 with Growth at 56 and Value at 50, suggesting limited upside conviction relative to peers.
Reports in 21 days, last quarter beat by 0.1%.

Walk me through this stock

Plain-English pros, cons, and what to watch. Pro feature.

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Price

+1.6% · 1Y

Valuation

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Full valuation engine INVESTOR FEATURE

Six independent models converge on one confidence-weighted fair value, with full methodology and editable assumptions.

  • +All six models: DCF, P/E and EV/EBITDA comps, Graham, dividend discount, residual income
  • +Scenario bands, sensitivity tornado, and the 5-year historical valuation range
  • +Editable DCF workbench with saved scenarios

Quality

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Quality and conviction INVESTOR FEATURE

The full quality picture: conviction breakdown, earnings quality, score history, and backtested returns.

  • +Conviction score breakdown and earnings-quality grade
  • +Growth / value / quality / momentum component scores
  • +90-day score history and score-threshold backtests

Analysts

Wall Street consensus

Bullish67% buy · 24 covering analysts
Strong buy 10 Buy 6 Hold 8 Sell 0 Strong sell 0
Analyst intelligence INVESTOR FEATURE

The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.

  • +Price-target low / average / high vs the current price, with implied upside
  • +Forward revenue and EPS consensus by fiscal year
  • +ACCE fair-value models lined up against the Street

Smart Money

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Smart money tracking PRO FEATURE

Follow the institutions: 13F position changes, insider trades, and active 13D activist filings.

  • +Quarter-over-quarter institutional position changes
  • +Recent open-market insider transactions
  • +Active 13D activist filings and top holders

Compare

Where it sits vs peers

This stock Peer Peer median weaker → stronger
P/Ebetter than 67% of peers
low 6.6x12.5xhigh 17.9x
ROEbetter than 67% of peers
low 8%13%high 16%
Div yieldbetter than 0% of peers
low 2.1%2.1%high 4.1%

Algorithmic peers (6)

TickerCompanyMcapP/EROED/EYieldQuality
8306.TMitsubishi UFJ Financial Group$259.1B15.39.5%-2.7%-Compare
MUFGMitsubishi UFJ Financial Group Inc. Common Stock$263.6B15.49.5%1.572.3%-Compare
3988.HKBank of China$245.8B6.98.3%-0.513.9%-Compare
1288.HKAgricultural Bank of China Limited$281.0B6.69.3%0.334.1%-Compare
RY.TORoyal Bank of Canada$281.2B17.916.2%1.452.3%-Compare
RYRoyal Bank Of Canada Common Stock$281.5B17.916.2%3.893.2%-Compare

Sector report card

Where WFC ranks against its sector peers on each metric.

Computing percentiles…

News and Record

Reports in 21 days, last quarter beat by 0.1%.

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Recent performance

1 week
-2.4%
1 month
+3.2%
3 months
+2.9%
6 months
+7.8%
YTD
-7.1%
1 year
+2.2%

SEC filings

40 filings
August 2026
Aug 19
8-KCurrent reportPeriod 2026-08-17
July 2026
Jul 28
10-QQuarterly reportPeriod 2026-06-30
Jul 17
Form 4Insider transactionPeriod 2026-07-15
37 more filings + AI summaries on Investor+.INVESTOR