PFG

ACCE-researched
Principal Financial Group Inc Common Stock
Financial Services · Asset Management · NASDAQ · United States
$117.67+1.49%
Market cap $25.2BNext earnings 2026-10-26Updated Sep 18, 2026
FAIR VALUE · CONSENSUS
$117.67+0.0%
confidence-weighted across 4 of 6 models
Now $117.67
$117.67
$66.71$117.41
TrimSilver68
Price vs fair value
33.2% above
-24.9% to fair value
ACCE score
70
out of 100
Analysts
25% buy
12 covering
P/E
16.7x
forward 9.1x
1-year return
+43.9%
Dividend yield
2.75%
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Overview

⚠ Investor warnings · 4 flags
  • high
    Score collapse 12 points
    ACCE score dropped from 82 to 70 in 90 days, with Growth sub-score at 43/100, signalling meaningful deterioration.
  • high
    Revenue declining sharply
    Revenue down 4.5% YoY and 21.1% QoQ, against a weak 5-year CAGR of 2.6%, suggesting structural top-line pressure.
  • moderate
    Forward P/E valuation gap
    Trailing P/E 16.1 vs forward P/E 9.4 implies consensus expects a large earnings swing; 819% YoY earnings growth may not be repeatable.
  • moderate
    Insider selling, no buying
    Last 10 disclosed transactions show $0 in buys vs $1.11M in sales, a one-sided signal from insiders at current price levels.
Reports in 35 days, last quarter beat by 0.1%.

Walk me through this stock

Plain-English pros, cons, and what to watch. Pro feature.

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Price

+43.1% · 1Y

Valuation

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Full valuation engine INVESTOR FEATURE

Six independent models converge on one confidence-weighted fair value, with full methodology and editable assumptions.

  • +All six models: DCF, P/E and EV/EBITDA comps, Graham, dividend discount, residual income
  • +Scenario bands, sensitivity tornado, and the 5-year historical valuation range
  • +Editable DCF workbench with saved scenarios

Quality

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Quality and conviction INVESTOR FEATURE

The full quality picture: conviction breakdown, earnings quality, score history, and backtested returns.

  • +Conviction score breakdown and earnings-quality grade
  • +Growth / value / quality / momentum component scores
  • +90-day score history and score-threshold backtests

Analysts

Wall Street consensus

Bearish25% buy · 12 covering analysts
● Strong buy 1● Buy 2● Hold 6● Sell 1● Strong sell 2
Analyst intelligence INVESTOR FEATURE

The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.

  • +Price-target low / average / high vs the current price, with implied upside
  • +Forward revenue and EPS consensus by fiscal year
  • +ACCE fair-value models lined up against the Street

Smart Money

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Smart money tracking PRO FEATURE

Follow the institutions: 13F position changes, insider trades, and active 13D activist filings.

  • +Quarter-over-quarter institutional position changes
  • +Recent open-market insider transactions
  • +Active 13D activist filings and top holders

Compare

Where it sits vs peers

This stock Peer Peer median weaker → stronger
P/Ebetter than 17% of peers
low 0.0x16.7xhigh 26.7x
ROEbetter than 17% of peers
low -11%13%high 27%
Div yieldbetter than 67% of peers
low 0.3%2.8%high 7.3%

Algorithmic peers (6)

TickerCompanyMcapP/EROED/EYieldQuality
EXO.ASExor N.V.$25.8B--10.6%0.010.7%-Compare
TROWT. Rowe Price Group Inc. Common Stock$22.2B10.519.4%0.015.0%-Compare
SMT.LScottish Mortgage Ord$21.4B5.523.9%0.040.3%-Compare
LGEN.LLegal & General$21.2B26.727.0%2.157.3%-Compare
RJFRaymond James Financial Inc. Common Stock$31.7B14.418.4%0.361.3%-Compare
NTRSNorthern Trust Corporation Common Stock$32.5B15.317.1%2.081.8%-Compare

Sector report card

Where PFG ranks against its sector peers on each metric.

Computing percentiles…

News and Record

Reports in 35 days, last quarter beat by 0.1%.

Press releases mentioning this company

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Recent performance

1 week
+1.3%
1 month
+5.4%
3 months
+7.4%
6 months
+38.3%
YTD
+33.4%
1 year
+43.9%

SEC filings

40 filings
September 2026
Sep 10
8-KCurrent reportPeriod 2026-09-09
Sep 8
Form 4Insider transactionPeriod 2026-09-03
August 2026
Aug 11
Form 4Insider transactionPeriod 2026-08-07
37 more filings + AI summaries on Investor+.INVESTOR