AMP

ACCE-researched
Ameriprise Financial Inc. Common Stock
Financial Services · Asset Management · NYSE · United States
$544.33-0.25%
Market cap $48.1BNext earnings 2026-10-29Updated Sep 20, 2026
FAIR VALUE · CONSENSUS
$544.33+0.0%
confidence-weighted across 3 of 6 models
Now $544.33
$544.33
$248.43$834.10
BuyGold81
Price vs fair value
18.1% below
+22.1% to fair value
ACCE score
73
out of 100
Analysts
46% buy
13 covering
P/E
13.2x
forward 10.6x
1-year return
+10.8%
Dividend yield
1.19%
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Overview

ACCE thesis

Ameriprise operates wealth management, asset management, and insurance platforms serving 3.2 million clients with $1.3 trillion in assets under management and advisement. The firm benefits from demographic tailwinds as baby boomers enter peak wealth accumulation years, driving organic asset growth and higher fee-based revenue streams. Management's strategic shift toward fee-based advisory services has improved earnings quality, with advice and wealth management generating 65% of total revenues in Q3 2023. The stock trades at just 9.6x forward earnings despite consistent double-digit ROE performance, creating compelling value as the company executes a $3 billion share repurchase program through 2025.

Written May 8, 2026
Investor warnings · 3 flags
  • high
    ACCE score sharp drop
    Score fell 9 points in 90 days (80→71), with Momentum sub-score at 56/100, signalling deteriorating price/trend dynamics.
  • moderate
    Insider selling only
    Last 10 disclosed transactions show $11.36M in sales and zero buys, suggesting insiders see limited near-term upside.
  • moderate
    QoQ revenue decline
    Sequential quarterly revenue fell 2.9%, potentially signalling near-term growth deceleration despite 9% YoY headline growth.
Reports in 38 days, last quarter beat by 0.0%.

Walk me through this stock

Plain-English pros, cons, and what to watch. Pro feature.

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Price

+10.1% · 1Y

Valuation

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Full valuation engine INVESTOR FEATURE

Six independent models converge on one confidence-weighted fair value, with full methodology and editable assumptions.

  • +All six models: DCF, P/E and EV/EBITDA comps, Graham, dividend discount, residual income
  • +Scenario bands, sensitivity tornado, and the 5-year historical valuation range
  • +Editable DCF workbench with saved scenarios

Quality

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Quality and conviction INVESTOR FEATURE

The full quality picture: conviction breakdown, earnings quality, score history, and backtested returns.

  • +Conviction score breakdown and earnings-quality grade
  • +Growth / value / quality / momentum component scores
  • +90-day score history and score-threshold backtests

Analysts

Wall Street consensus

Mixed46% buy · 13 covering analysts
Strong buy 5 Buy 1 Hold 6 Sell 1 Strong sell 0
Analyst intelligence INVESTOR FEATURE

The full analyst picture: the price-target distribution against the current price, forward consensus estimates, and how ACCE's own models compare.

  • +Price-target low / average / high vs the current price, with implied upside
  • +Forward revenue and EPS consensus by fiscal year
  • +ACCE fair-value models lined up against the Street

Smart Money

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Smart money tracking PRO FEATURE

Follow the institutions: 13F position changes, insider trades, and active 13D activist filings.

  • +Quarter-over-quarter institutional position changes
  • +Recent open-market insider transactions
  • +Active 13D activist filings and top holders

Compare

Where it sits vs peers

This stock Peer Peer median weaker → stronger
P/Ebetter than 83% of peers
low 4.9x13.2xhigh 56.8x
ROEbetter than 100% of peers
low 12%63%high 63%
Div yieldbetter than 17% of peers
low 0.1%1.2%high 3.9%

Algorithmic peers (6)

TickerCompanyMcapP/EROED/EYieldQuality
STTState Street Corporation Common Stock$50.2B16.112.4%1.041.8%-Compare
ARESAres Management Corporation Class A Common Stock$41.1B56.814.9%3.173.9%-Compare
EQT.STEQT AB (publ)$37.9B29.813.9%0.330.1%-Compare
III.L3i Group Ord$36.3B4.919.1%0.003.1%-Compare
NTRSNorthern Trust Corporation Common Stock$32.5B15.317.1%2.081.8%-Compare
RJFRaymond James Financial Inc. Common Stock$31.7B14.418.4%0.361.3%-Compare

Sector report card

Where AMP ranks against its sector peers on each metric.

Computing percentiles…

News and Record

Reports in 38 days, last quarter beat by 0.0%.

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Recent performance

1 week
-2.4%
1 month
-2.8%
3 months
+16.5%
6 months
+24.0%
YTD
+11.0%
1 year
+10.8%

SEC filings

40 filings
August 2026
Aug 12
Form 4Insider transactionPeriod 2026-08-10
Aug 12
Form 4Insider transactionPeriod 2026-08-10
Aug 10
Form 4Insider transactionPeriod 2026-08-06
37 more filings + AI summaries on Investor+.INVESTOR