JPM vs MA
JP Morgan Chase & Co. Common Stock vs Mastercard Incorporated Common Stock. Scores ACCE, valorisation, rentabilité et croissance côte à côte.
$JPM wins this comparison, and it isn't particularly close.
Growth is the headline. JPM's revenue grew 30.4% year-over-year with earnings up 46.9%, earning it a perfect Growth score of 100/100. $MA posted solid numbers (14.1% revenue, 22.1% earnings growth) but trails by a wide margin on both lines.
Valuation seals it. JPM trades at a trailing P/E of 15.2 and forward P/E of 14.9, with a 1.7% dividend yield. MA sits at 32.8x trailing and 30.0x forward with a 0.6% yield. The ACCE 6-model fair value flags MA as stretched at -55.6% below its current price of $595.30. JPM's fair value gap is also negative (-21.5% vs $357.62), but the degree of overvaluation at MA is substantially more severe.
Quality is the one area MA leads, scoring 86 vs JPM's 81, backed by a 46.3% net margin versus JPM's 34.9%. MA's ROE figure in the data block is exceptional, though its D/E of 2.46 is higher than JPM's 1.38.
Overall ACCE score: JPM 83, MA 68. Better growth, cheaper valuation, a meaningful dividend, and a higher composite score. $JPM is the clear pick here.