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HSBC vs JPM

HSBC Holdings plc. Common Stock vs JP Morgan Chase & Co. Common Stock. Scores ACCE, valorisation, rentabilité et croissance côte à côte.

Scores ACCE
HSBC
JPM
Score composite
Sur 100
76
77
Croissance
64
100
Valeur
63
50
Qualité
81
81
Momentum
97
77
Valorisation
HSBC
JPM
Cours
103,21
352,04
Capitalisation
348,48 Md
935,79 Md
PER glissant
14,55
15,10
PER prévisionnel
10,72
13,99
VE / EBITDA
0,00
0,00
Rendement du dividende
0,7 %
1,7 %
Rentabilité
HSBC
JPM
ROE
13,1 %
17,8 %
Marge nette
37,8 %
34,9 %
Dette / capitaux propres
1,26
1,38
Flux de trésorerie disponible
25,11 Md
-147,78 Md
Croissance
HSBC
JPM
Croissance du chiffre d'affaires (sur 1 an)
25,4 %
30,4 %
Croissance des bénéfices (sur 1 an)
2,6 %
46,9 %
Objectif des analystes
106,08
375,38
Verdict ACCE

$JPM vs $HSBC: JPM Takes It

$JPM scores 85/100 on the ACCE composite versus $HSBC's 75/100, and the gap is earned. JPM's earnings grew 46.9% year-over-year against HSBC's 2.6%, and revenue expanded 30.4% versus 25.4%. That growth differential is reflected in JPM's perfect Growth score of 100 versus HSBC's 64. ROE of 17.8% also beats HSBC's 13.1%, and JPM's FCF yield of 10.6% compares favourably to HSBC's 7.1%.

The case for $HSBC is thinner but real. Its forward P/E of 12.2 is meaningfully cheaper than JPM's 14.9, and its 1Y return of 59.7% dwarfs JPM's 18.8%. Net margin at 37.8% also edges JPM's 34.9%.

The catch: HSBC's 6-model fair value sits at $102.79, essentially at its current price of $103.53, leaving almost no upside. JPM's fair value of $282.37 implies it trades at a 21% premium to model consensus, so neither stock is cheap. But JPM's earnings momentum, higher ROE, and superior ACCE score make it the stronger pick. The 1.7% dividend versus HSBC's 0.7% adds a small but real income advantage.

Winner: $JPM

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