The ACCE composite score for $TYL (Tyler Technologies) dropped 10 points, moving from 59 to 49 out of 100. That's a meaningful single-step decline, and the score breakdown tells you exactly where the pressure is coming from.
The four subscores currently sit at: Growth 52, Value 51, Quality 74, and Momentum 17. That Momentum reading of 17/100 is the standout number — it's the kind of score that pulls a composite down hard on its own, and it almost certainly accounts for the bulk of this 10-point move.
The 1-year return of -50.5% explains why Momentum is this low. A stock that has lost roughly half its value over the trailing year will score poorly on any price-trend or relative-strength model. Momentum subscores typically capture trailing price performance across multiple windows (1 month, 3 months, 6 months, 12 months), and when all of those windows are negative, the subscore collapses. A fresh deterioration in one or more of those windows — or a recalibration of how $TYL ranks against peers on those metrics — is the most likely driver of the composite falling another 10 points.
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What it means
The score drop doesn't mean the underlying business has suddenly weakened. Quality comes in at 74/100, the strongest of the four subscores. Net margin is 13.3%, return on equity is 8.9%, and FCF yield is 5.3% — all figures that reflect a company generating real cash and running a reasonably tight operation. Earnings quality is flagged as strong in the data.
Growth (52) and Value (51) are both sitting near the midpoint. Year-over-year revenue grew 8.6%, and year-over-year earnings grew 2.2%. Neither number is alarming, but neither is the kind of acceleration that would lift a Growth subscore into the 70s or 80s.
On valuation, the trailing P/E is 40.7 and the forward P/E is 23.3 — a wide gap that suggests the market is pricing in a meaningful earnings ramp ahead. The 6-model fair value estimate sits at $296.56, just 1.1% above the current price of $293.46, which implies the stock is trading close to what the models consider fair. The analyst consensus target of $437.52 is considerably higher, but that gap between model fair value and analyst target is worth noting.
The core risk here is straightforward: a Momentum score of 17 reflects a stock in a sustained downtrend, and composite scores tend to stay under pressure until price action stabilizes or reverses. Quality at 74 provides a floor of confidence in the business itself, but momentum-driven score moves can persist for multiple scoring cycles before they reverse.
For current price and updated score data, see acceinvestments.com/stocks/TYL.
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