JPM vs RY
JP Morgan Chase & Co. Common Stock vs Royal Bank Of Canada Common Stock. Side-by-side ACCE scores, valuation, profitability, and growth.
$JPM wins this comparison on fundamentals, though the gap is narrower than the ACCE scores (80 vs 72) suggest.
Growth is the decisive factor. $JPM posted revenue growth of 30.4% and earnings growth of 46.9% year-over-year, dwarfing $RY's 8.9% and 12.8% respectively. JPMorgan also edges out on profitability: ROE of 17.8% versus 16.2%, and net margin of 34.9% versus 33.9%. Neither is dramatic, but the direction is consistent.
Valuation cuts the other way. $JPM trades at a trailing P/E of 15.4 versus $RY's 18.6, which looks cheaper on earnings. The 6-model fair value complicates things for both: $JPM sits 21.3% above its $282.34 fair value estimate, while $RY sits a steeper 44.0% above its $117.86 estimate. On that basis, neither is cheap, but $RY looks more stretched.
$RY does offer a 3.1% dividend yield against $JPM's 1.7%, and its 1Y return of 44.4% has been exceptional. The analyst consensus, though, sits at $207.39, fractionally below $RY's current price, while $JPM's target of $374.57 implies modest upside.
For total-return buyers, $JPM's superior growth and lower valuation premium make it the cleaner pick here.