HSBC vs JPM
HSBC Holdings plc. Common Stock vs JP Morgan Chase & Co. Common Stock. Side-by-side ACCE scores, valuation, profitability, and growth.
$JPM vs $HSBC: JPM Takes It
$JPM scores 85/100 on the ACCE composite versus $HSBC's 75/100, and the gap is earned. JPM's earnings grew 46.9% year-over-year against HSBC's 2.6%, and revenue expanded 30.4% versus 25.4%. That growth differential is reflected in JPM's perfect Growth score of 100 versus HSBC's 64. ROE of 17.8% also beats HSBC's 13.1%, and JPM's FCF yield of 10.6% compares favourably to HSBC's 7.1%.
The case for $HSBC is thinner but real. Its forward P/E of 12.2 is meaningfully cheaper than JPM's 14.9, and its 1Y return of 59.7% dwarfs JPM's 18.8%. Net margin at 37.8% also edges JPM's 34.9%.
The catch: HSBC's 6-model fair value sits at $102.79, essentially at its current price of $103.53, leaving almost no upside. JPM's fair value of $282.37 implies it trades at a 21% premium to model consensus, so neither stock is cheap. But JPM's earnings momentum, higher ROE, and superior ACCE score make it the stronger pick. The 1.7% dividend versus HSBC's 0.7% adds a small but real income advantage.
Winner: $JPM