BAC vs JPM
Bank of America Corporation Common Stock vs JP Morgan Chase & Co. Common Stock. Side-by-side ACCE scores, valuation, profitability, and growth.
$JPM wins this comparison, and the profitability gap is the clearest reason why.
$JPM carries an ACCE score of 85/100 against $BAC's 77/100, but the underlying numbers tell the real story. JP Morgan's ROE of 17.8% is nearly 60% higher than Bank of America's 11.2%, and its net margin of 34.9% beats $BAC's 29.5% by a meaningful spread. On growth, $JPM is running harder too: revenue up 30.4% year-over-year versus $BAC's 16.8%, and earnings up 46.9% against 34.1%.
Valuation is the one area where $BAC has an edge. Its forward P/E of 13.2 is cheaper than $JPM's 14.9, and its dividend yield of 1.8% edges out $JPM's 1.7%. Neither stock looks cheap on fair-value models: $JPM's 6-model fair value sits at $282.37, implying 21.0% downside from current price, while $BAC's $54.47 implies 12.6% downside. On that measure, $BAC is the less stretched of the two.
Still, quality and growth command a premium. $JPM's FCF yield of 10.6% dwarfs $BAC's 2.9%, which is a substantial difference for a bank at this scale. Pay the modest valuation premium for the stronger franchise.